Your industry is only a starting point. Choose the business type closest to yours, then tell us what the business actually does, where it works, who is involved, and what deadline matters.
Five business types with different first questions
These guides help you prepare a useful first conversation. They do not decide
eligibility or promise that a particular insurer or policy is available.
Auto repair shops and dealers
Vehicle businesses have more than an ordinary storefront risk. Tell us whether you repair, sell, store, move, or test drive vehicles so we can separate customer vehicles, business vehicles, inventory, property, and employee questions.
A store depends on its location, inventory, equipment, people, and ability to reopen after a loss. Tell us what customers buy, what you keep on site, and whether you deliver, install, rent, repair, or sell online.
The activity matters as much as the building. Tell us what participants do, who instructs or supervises them, what equipment is used, and whether the business also runs events, retail, food, recovery, or professional services.
A vehicle schedule is only the beginning. Tell us what you move, who drives, where vehicles travel, whether you carry passengers or property, and which contracts or authorities shape the work.
If your business is not listed, use the guide closest to the reason you need help. You
can also choose I am not sure what I need on the quote form.
Food, hospitality, childcare, and specialized operations
These businesses can combine premises, products, participant or care responsibilities, equipment, employees, transportation, and coverage questions that depend on exactly what the business does.
What you sell, make, install, repair, transport, advise on, or do for customers.
Where work happens and who visits or uses each location.
Employees, subcontractors, vehicles, equipment, inventory, and customer property.
Contracts, leases, certificates, permits, licenses, notices, or bonds tied to a
deadline.
What this page cannot decide
Industry does not decide eligibility
Two businesses with the same label can work very differently. PureCover needs to
understand how your business works before discussing options or asking for more
documents.
Next step
Tell us what your business does
Start with the work, locations, people, property, vehicles, and deadline you already
know.