Terms of Use

These Terms of Use govern your access to and use of the PureCover Insurance website. By using this website or submitting information through it, you agree to these Terms and acknowledge the Privacy Policy.

Insurance Information

Information on this website is general information only. It is not a policy, binder, guarantee of coverage, legal advice, tax advice, or a promise that coverage will be available or suitable for your situation.

All insurance coverage is subject to the terms, conditions, limitations, exclusions, underwriting, rating rules, and approval of the applicable insurance carrier. Coverage is not bound, changed, cancelled, or in force unless confirmed in writing by the carrier or authorized agency representative.

Quotes and Coverage Reviews

Quotes, estimates, comparisons, and coverage reviews depend on the information provided by you, carrier underwriting, carrier appetite, eligibility, rating rules, and available markets. Prices and coverage terms may change. You are responsible for providing accurate, complete, and current information.

Uploading or submitting a policy, declarations page, renewal date, or other coverage information does not bind, change, cancel, or replace insurance coverage. Coverage changes are effective only when confirmed in writing by the applicable carrier or authorized agency representative.

Consent to Contact

When you submit a coverage review or quote request and provide contact information, you authorize PureCover Insurance to contact you at the phone number and email address you provided about your request, including by phone, text message, and email.

Calls or texts may use automated technology or a prerecorded/artificial voice. Message and data rates may apply. Consent is not a condition of purchase. You can revoke consent by replying STOP to texts, calling (208) 484-2309, emailing info@purecoverinsurance.com, or using another contact method provided by PureCover.

Electronic Communications and Signatures

You agree that communications, disclosures, consents, records, and signatures may be provided electronically where permitted by law. Electronic submissions and acknowledgments may have the same effect as written signatures.

Third-Party Services

This website may link to or work with third-party services, including insurance carriers, quoting platforms, communication tools, analytics providers, file storage providers, and payment or e-signature tools. PureCover is not responsible for third-party websites, policies, or systems.

The website may use Cloudflare security services, including Turnstile, to help reduce spam and abuse. Lead submissions may also be processed through Google Workspace tools used by PureCover.

Acceptable Use

You agree not to misuse the website, submit false or misleading information, attempt unauthorized access, harvest personal information, ignore published crawl controls, interfere with site operation, or use the website in violation of law.

No Warranty

The website is provided on an "as is" and "as available" basis. PureCover does not guarantee that the website will be uninterrupted, error-free, secure, or free of harmful code.

Limitation of Liability

To the fullest extent permitted by law, PureCover will not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages arising from your use of the website or reliance on general website information.

Changes

PureCover may update these Terms from time to time. Changes will be posted on this page with an updated date. Continued use of the website after changes are posted means you accept the updated Terms.

Contact

Questions about these Terms can be sent to info@purecoverinsurance.com, by calling (208) 484-2309, or by mail at PO Box 3772, Nampa, ID 83653.