Landlord insurance

Coverage for property you rent to others.

Rental property should be reviewed differently than an owner-occupied home because occupancy, tenant use, income, liability, and vacancy can change the risk picture.

Match coverage to how the property is used. Review occupancy, tenant use, rental income, liability, vacancy, and umbrella fit before renewal or a new quote.

Review Landlord Coverage Get Landlord Quote

No obligation. Coverage is not bound or changed online.

A rental property needs its own coverage conversation.

PureCover reviews the property, how it is used, who occupies it, and how liability and income exposure fit with the rest of your coverage.

Review dwelling, landlord liability, deductible, and loss-of-rents questions.
Flag vacancy, short-term rental, renovation, and tenant-use concerns.
Connect landlord coverage with umbrella, flood, and personal/business exposure where appropriate.

Review landlord coverage

Tell us what you want reviewed or quoted. If you already have a declarations page, it can help speed up the comparison.

First name

Last name

Phone

State

ZIP code

Coverage interest

Current carrier

Renewal date

Additional people, named insureds, or household members

Optional. Add co-applicants, a spouse or partner, other named insureds, household members, or anyone else who should be reviewed with the policy.

Lenders, mortgagees, HELOCs, HOAs, or other interests

Optional. Use this for auto lenders, lessors, mortgagees, home-equity loans, HELOCs, HOAs, landlords, property managers, certificate holders, or other parties that should be listed or reviewed.

Notes

Use notes for general context only. Do not type SSN, driver license numbers, full VINs, account numbers, payment details, or other private identifiers here.

Documents to upload

Optional. Upload documents you want PureCover Insurance to review for this request. Avoid private identifiers in file names when possible.

Document type 1

File 1

Optional. Attach up to 4 PDF or image files. Each file can be up to 8 MB, with a 20 MB total upload limit. Your confirmation email will include a Request ID and a link to add documents later. Submitting documents does not bind, change, cancel, or guarantee coverage.

By checking this box and submitting this form, I agree that PureCover Insurance may contact me at the phone number and email address I provide about my coverage review or quote request, including by phone, text message, and email. Calls or texts may use automated technology or a prerecorded/artificial voice. Message and data rates may apply. Consent is not a condition of purchase. I can reply STOP to opt out of texts or contact PureCover Insurance to revoke consent. I agree to the Terms of Use and acknowledge the Privacy Policy. Coverage is not bound or changed through this website.

Landlord coverage basics

Rental property changes the policy conversation.

A landlord review should separate the building, liability, rental income, tenant use, and policy conditions that can matter before a claim.

The rental dwelling

A landlord policy should fit how the property is occupied, maintained, rented, and insured for property damage.

Dwelling limit and deductible.
Detached structures if applicable.
Roof, updates, and occupancy details.

Landlord liability

Rental property creates liability questions that should not be treated like an ordinary owner-occupied home.

Premises liability review.
Tenant and guest exposure.
Umbrella fit for rental property.

Rental income questions

Loss-of-rents or fair rental value coverage may matter when a covered loss interrupts tenant occupancy.

Rental income amount.
Covered-loss requirements.
Policy limits and timing.

What PureCover reviews

The important details are often about use and occupancy.

A property that looks like a house can still need a very different review depending on who lives there and how the property is used.

Tenant use and lease structure

Long-term rental, short-term rental, seasonal occupancy, house hacking, and mixed personal use can each change the coverage conversation.

Vacancy and renovations

Vacant property, renovation work, flips, and properties between tenants can trigger policy conditions or a different coverage path.

Landlord-owned property

Appliances, furnishings, tools, equipment, and items kept at the rental may need to be identified instead of assumed.

Other policies around it

Flood, umbrella, personal auto, business activity, and entity ownership can all affect how a rental property should be reviewed.

Quote ready

What helps with a landlord quote.

These details help PureCover understand the property without assuming it works like a standard homeowners policy.

Property and occupancy

Address, property type, year built, roof age, updates, number of units, occupancy, and rental use are helpful starting points.

Lease and income details

Monthly rent, lease type, tenant status, short-term rental use, and vacancy expectations help shape the review.

Current policy

A declarations page helps compare dwelling limits, liability, deductibles, endorsements, loss-of-rents, and renewal timing.

Have a rental property to review?

Send the address, occupancy details, current policy if available, and any vacancy, short-term rental, or umbrella questions you want checked.

Get Landlord Quote Review Landlord Coverage