Understand what your property declarations page appears to show.

Usually the limit for the house structure itself. Do not use the land value, market value, mortgage balance, or personal belongings limit.

Often used for detached garages, sheds, fences, or similar structures. If you do not see it listed, use Not sure or Not shown.

This is usually the belongings or contents limit. It is different from the building or dwelling limit.

Look for additional living expense or loss of use wording. It can help pay temporary living costs after a covered property loss, but the policy controls.

This is usually the liability limit for claims made against you. It is not the same as a property damage or dwelling limit.

For condos, this may relate to unit interior items or improvements. The HOA/master policy helps explain what belongs to the unit policy.

This is usually the belongings or contents limit inside the condo. It is different from building property or loss assessment.

Look for a limit that may respond when an HOA assesses owners after certain losses. It is different from the HOA master-policy deductible itself.

Look for additional living expense or loss of use wording. It can help with temporary living costs, but the policy and facts control.

This is usually the liability limit for claims made against you. It is not the same as a property or assessment limit.

This is usually the belongings or contents limit for the renter. It does not insure the building owned by the landlord.

Look for additional living expense or loss of use wording. It can help with temporary living costs, but the policy and facts control.

This is usually the liability limit for claims made against the renter. It is separate from personal property.

Landlords or property managers often ask to be listed. Enter only whether the request appears shown; do not enter names, addresses, or policy numbers here.

Usually the rental building limit. Do not use the land value, market value, loan balance, or tenant belongings limit.

This is for property the landlord owns at the rental, not tenant belongings. Use Not applicable if there is no landlord-owned contents limit.

Look for loss of rents, fair rental value, or rental income wording. It is separate from tenant loss of use.

This is usually the liability limit for claims tied to the rental premises. It is separate from the building limit.

Look for rental dwelling, tenant-occupied, seasonal, vacant, short-term rental, or similar wording. Use Not sure if the page is unclear.

Look for the regular property deductible. It is often shown as a dollar amount or percent. Use Not sure if more than one deductible could apply.

Some pages show a separate deductible for wind, hail, roof, hurricane, or similar losses. Enter it only if it is clearly shown.

Look for replacement cost or actual cash value wording for belongings. This is only a clue from the declarations page, not a claim payment estimate.

Look for water backup, sewer backup, drain backup, or sump wording. This does not answer flood coverage or service-line repair by itself.

Choose Appears shown only if the declarations page points to a separate flood or earthquake policy. Homeowners pages should not be treated as flood answers.

Look for the condo policy deductible. Use Not sure if the page mixes unit deductibles with HOA/master-policy deductibles.

Look for wording about an HOA or association deductible being assessed to unit owners. PureCover may need the HOA/master policy to review it.

Look for replacement cost or actual cash value wording for belongings. This is only a clue from the declarations page.

Look for water backup, sewer backup, drain backup, or sump wording. It may appear as an endorsement or separate limit.

Choose Appears shown if you have the HOA or master policy declarations/deductible page available for review. It is often needed for condo questions.

Look for the deductible that applies to belongings or contents. Use Not sure if the page is unclear.

Look for replacement cost or actual cash value wording for belongings. This is only a declaration-page clue.

Look for scheduled property, jewelry, fine arts, firearms, collectibles, or similar wording. If higher-value items are separate, documents may be needed.

Choose Appears shown only if the page clearly points to water backup, flood, earthquake, or a separate policy. Do not guess from a generic renters label.

Look for the rental dwelling property deductible. Use Not sure if the page has multiple deductibles.

Choose Appears shown if the page lists loss of rents, fair rental value, or rental income wording, even if no amount is entered.

Look for vacancy, occupancy, rental-use, seasonal, or short-term rental wording. These are review clues, not final answers.

Look for water backup, sewer backup, drain backup, or sump wording. It may be separate from service line or ordinance/law.

Look for service line or ordinance/law wording. Service line repair is different from water backup, and both may need endorsement pages.