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Home Insurance Inspection & Nonrenewal Readiness Calculator

Got an inspection letter, repair request, nonrenewal notice, cancellation notice, or lender proof issue? Use this to sort what happened, what date matters, and what documents to gather next.

Result before contact Not sure is okay Built for homeowner notices Policy documents control

Start here

Make the letter less stressful.

Start readiness check

No names, addresses, policy numbers, claim numbers, loan numbers, DOB, SSN, or payment information before your result.

Tell us what the notice or request seems to say.

Choose the closest answer. Not sure is better than guessing.

What happened? Pick the closest match from the letter or request. If the letter is confusing, choose Not sure. Date shown on the letter Look for an effective date, due date, cancellation date, nonrenewal date, or response deadline. What the letter is about Use the reason shown in the letter. If the letter is vague or only says to call, choose Not sure. What is the repair or proof status? Choose completed with proof only if you have photos, an invoice, report, permit, or other written proof ready. Mortgage or escrow involved? Choose yes if the letter came from or mentions your mortgage company, escrow account, lender, or servicer.

Pick the documents you already have.

The result will turn missing or unknown documents into review prompts.

Documents in hand

Declarations page - policy period, property address, limits, and deductibles Notice letter - cancellation, nonrenewal, repair, photo, or proof request Inspection report, photos, or roof report Repair proof - invoice, estimate, photos, report, or permit Lender, escrow, mortgage, or servicer proof request None yet Not sure

Secure follow-up form

Send this readiness summary to PureCover.

Do not include Social Security numbers, payment information, full loan or account numbers, or other high-risk identifiers in this calculator handoff. If PureCover needs sensitive quote-readiness details, use the dedicated secure intake path.

Send your home inspection readiness summary

Use this secure form to send the Home Insurance Inspection & Nonrenewal Readiness Calculator summary and home insurance documents for PureCover to review.

First name

Last name

Phone

State

ZIP code

Coverage interest

Current carrier

Renewal date

Additional people, named insureds, or household members

Optional. Add co-applicants, a spouse or partner, other named insureds, household members, or anyone else who should be reviewed with the policy.

Lenders, mortgagees, HELOCs, HOAs, or other interests

Optional. Use this for auto lenders, lessors, mortgagees, home-equity loans, HELOCs, HOAs, landlords, property managers, certificate holders, or other parties that should be listed or reviewed.

Notes

Use notes for general context only. Do not type SSN, driver license numbers, full VINs, account numbers, payment details, or other private identifiers here.

Documents to upload

Upload only documents you want PureCover to review for this request. Documents are handled through PureCover's secure intake process. Use this secure upload path for declarations pages, notices, inspection reports, repair proof, photos, and lender or escrow proof requests. PureCover uses these to review your request; your policy documents control.

Document type 1

File 1

Optional. Attach up to 4 PDF or image files. Each file can be up to 8 MB, with a 20 MB total upload limit. Your confirmation email will include a Request ID and a link to add documents later. Submitting documents does not bind, change, cancel, or guarantee coverage.

By checking this box and submitting this form, I agree that PureCover Insurance may contact me at the phone number and email address I provide about my coverage review or quote request, including by phone, text message, and email. Calls or texts may use automated technology or a prerecorded/artificial voice. Message and data rates may apply. Consent is not a condition of purchase. I can reply STOP to opt out of texts or contact PureCover Insurance to revoke consent. I agree to the Terms of Use and acknowledge the Privacy Policy. Coverage is not bound or changed through this website.

Plain-English answers

Questions this calculator helps organize.

What should I gather after a home insurance cancellation or nonrenewal notice?

Start with the notice, the current declarations page, any reason or detail pages, requested photos, repair invoices or estimates, and any lender or escrow letter. This calculator organizes what to review; it does not decide whether a policy will continue.

What does a home insurance inspection or repair request mean?

It means there is a document or property-condition item to review. The request may involve photos, roof information, exterior condition, systems, occupancy, or proof of repairs. Policy documents, notices, the insurance company review process, and facts control.

Can this calculator tell me whether my insurance company will renew my policy?

No. It is a readiness helper. It can identify deadline urgency, document gaps, and questions to ask PureCover or your current insurance company, but it does not predict renewal, eligibility, or insurance company decisions.

What if I do not know the deadline or reason?

Choose Not sure. The calculator will create a document-first review path instead of guessing. The notice, declarations page, inspection report, photos, or lender request are usually the next documents to gather.

Does completing a repair decide what the insurance company will do?

No. Completed repair proof can be useful for review, but it does not decide the outcome. The policy, notice, insurance company review process, and actual property facts control.